What applies to your account
We keep our legal terms practical: they cover who may use the account, what data we collect, how records are kept, and how changes move through our support team. If a clause depends on state rules, identity checks, or payment verification, it applies only where local
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law permits and only after the relevant check is complete. When you use UPI, Paytm, or PhonePe, the same recordkeeping rules apply so we can match a transaction to your account and answer a query later. If a rule changes, the version shown in your account
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area or on this page is the one that counts for that moment. You can ask us to explain any clause in plain language before you act on it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.